Lock the founder price before it's gone.
Early members lock founder pricing as long as they stay members. When the founder window closes, every plan below moves to its standard rate. Athena audits your report for errors, prepares FCRA-safe dispute drafts, and keeps every record, response, and deadline in one case history.
Founder pricing — while it lasts
Founder pricing requires an active, uninterrupted membership — if your access lapses, your founder rate may end and re-purchase is at the then-current standard rate. See Terms.
Nothing to install. Your audit runs in your own Athena Access account — you pay for the audit, not a subscription to anything else.
Monthly
$79$99/ 30 days
$79/mo
Founder price — $99.00 when the window closes
Work a first dispute round end to end.
- Full audit — every reportable error, cited to FCRA §611
- FCRA-safe dispute drafts from your findings
- Follow-up tracking on the 30-day clock
- Your call on every dispute — final decision always yours
Quarterly
Most popular$179$249/ 90 days
$59.67/mo · save $58.00 vs month to month
Founder price — $249.00 when the window closes
Time to re-pull weekly and re-audit as bureaus respond.
- Full audit — every reportable error, cited to FCRA §611
- FCRA-safe dispute drafts from your findings
- Follow-up tracking on the 30-day clock
- Your call on every dispute — final decision always yours
Semiannual
Best value$259$449/ 180 days
$43.17/mo · save $215.00 vs month to month
Founder price — $449.00 when the window closes
Six months for multi-round disputes across all three bureaus.
- Full audit — every reportable error, cited to FCRA §611
- FCRA-safe dispute drafts from your findings
- Follow-up tracking on the 30-day clock
- Your call on every dispute — final decision always yours
Yearly
Lowest monthly cost$379$799/ 365 days
$31.58/mo · save $569.00 vs month to month
Founder price — $799.00 when the window closes
A full year of weekly re-audits and dispute tracking.
- Full audit — every reportable error, cited to FCRA §611
- FCRA-safe dispute drafts from your findings
- Follow-up tracking on the 30-day clock
- Your call on every dispute — final decision always yours
The math next door
What the same fight costs elsewhere.
| Service | Their model | Published rate | 6 months |
|---|---|---|---|
| Lexington Law | Mails disputes for you, on their schedule | $139.95 / month | ~$840 |
| CreditRepair.com (Advanced) | Mails disputes for you, on their schedule | $119.95 / month | ~$720 |
| Sky Blue | Mails disputes for you, on their schedule | $79 / month | ~$474 |
| Athena Access (founder) | Finds every reportable error, preps each dispute, mails certified, tracks deadlines — you decide | from $79 / 30-day window | $259 (180-day plan) |
Competitor prices are their published rates as of July 2026 and may change; 6-month figures are those rates × 6. Athena Access is not a credit repair organization — you review and decide on every dispute, and no outcome is promised by anyone's price.
Pick how long you've got
Some errors clear in one round; some take a fight. Pick the access window that fits yours.
Nothing falls through the cracks
Every error, draft, mailing, and bureau deadline stays in one case file — so a non-answer never quietly ends your dispute.
No outcome promises
Athena prepares drafts from actual document context, then you confirm truth and accuracy before using or sending anything.
Not ready to pick a plan?
Leave your email and we'll remind you before founder pricing ends. Want a free read first — paste one line from your report on the home page and our AI team tells you, free, what it actually means. No payment needed.